Debt Instruments

Debt instruments are a promise to pay the investor a specified rate of interest at periodic intervals, over a specified length of time (the term). When the term expires, the instrument has “matured” and the issuer returns the original investment (principal) to the investor.

Debt instruments carry the risk that the issuer will be unable to pay interest as promised and/or return the principal, this is known as credit risk. Private-placement debt products listed on the ImpactUs Marketplace are not publicly traded and are intended for investor who do not need a liquid investment.